Td Bank Statement Codes Wps

A marker indicating a bounced check or failed payment due to low balance. Point of Sale A purchase made using your debit card at a retail store. SC / MSF Service Charge Monthly maintenance fees or specific service costs. How to Verify a WPS Transaction

04/15/2025 | WPS PAYROLL | ADP TAX SVCS | -$5,432.10 td bank statement codes wps

Direct Deposit (Typically payroll, government benefits, or tax refunds) Electronic Funds Transfer INT A marker indicating a bounced check or failed

| Code | Meaning & Full Explanation | | :--- | :--- | | | Point of Sale : This appears when you use your debit card to make a purchase at a store, restaurant, or online. The transaction is processed electronically through the merchant's system. | | ATM | Automated Teller Machine : This code denotes any transaction you perform at an ATM, including cash withdrawals, deposits, or balance inquiries. | | ACH | Automated Clearing House : You'll see this for electronic funds transfers like direct deposits from your employer (paycheck), automatic bill payments, or transfers between your own accounts at different banks. | | BP | Bill Payment : This code is used for payments you initiate through TD Bank's online or mobile bill payment system to pay credit cards, utilities, or other service providers. | | INT | Interest Paid : This is a credit to your account for interest earned on certain account types, like a high-yield savings account or a term deposit (CD). | | CHG | Service Charge / Fee : This debit code indicates a fee deducted from your account. Examples include a monthly maintenance fee, overdraft fee (NSF), or a paper statement fee. | | DD | Direct Deposit : Specifically refers to a recurring electronic deposit, such as your salary, pension, or government benefits like Social Security. | | S/O | Standing Order : This code is for fixed, recurring transfers you set up from one of your TD accounts to another (e.g., a monthly transfer from checking to savings). | | TFR | Transfer : Indicates a funds transfer between your own TD Bank accounts or to another customer's TD account. | | BGC | Bank Giro Credit : Often used when you deposit cash or checks at a branch counter with a teller, though it may also be used for over-the-counter withdrawals. This is a common banking abbreviation found on statements from various institutions. | | BAC | Automated Credit : This is another common code for automated credits, often interchangeable with DD. It generally refers to any automatic deposit or credit to your account. | | OTR | Online Banking Transaction : This code appears for transfers or payments you make using TD Bank's online banking platform. | | AUT | Autopay : Indicates a pre-authorized automatic payment set up for a recurring bill, like a cell phone or streaming service bill. | How to Verify a WPS Transaction 04/15/2025 |

Here are some possible scenarios where you might see WPS on your TD Bank statement: