If you delay starting by just 10 years and begin at age 30, your 30-year corpus at the same 12% return drops to roughly . Starting early is the single most critical factor in maximizing your wealth. High-Yield Investment Pathways for Small Sums

The stock market will experience crashes, recessions, and bull runs. Do not stop your SIP when the market drops. Market downturns allow your fixed monthly budget to buy more mutual fund units at a discount.