The folder with the is usually your current save folder.

Installing a 100% save file requires replacing your current, partial save data. , or you will lose your progress permanently. Step 1: Backup Your Current Save (Crucial) Close Forza Horizon 5.

Most 100% save creators (like those from the "Forza Mods" or "Save Swap" communities) host their latest .save files on private Discord channels to avoid takedowns.

Before you attempt to replace your save with a new one, This is your safety net.