Many players search for "100% save files" to skip the grind and access all cars immediately. While these exist, there are risks involved with downloading save files from the internet:
Spend accumulated Skill Points on the Mastery Trees of your vehicles to unlock hidden credits and bonus Wheelspins. forza horizon 5 save 100 codex extra quality
If missing, the save will spawn you in a DLC area you can't leave. Many players search for "100% save files" to